Hail damage is often subtle from the ground and obvious on the roof. The actions you take in the first 48 hours after a storm can make the difference between a smooth claim and a frustrating one.
Hour 0-2: Look for obvious damage
Walk the perimeter of your home. Look for shingle granules in your gutters and downspouts, dented metal surfaces (vents, gutters, downspouts), dimpled siding, and any debris that came off your roof.
Hour 2-24: Document everything
Photograph anything that looks damaged. Note the date and time. Save weather radar data showing the storm passed your address, most homeowners now have access to this through their carrier's app.
Hour 24-48: Call a local roofer
Get an inspection from a reputable local roofer. They can confirm whether the damage rises to the level of an insurance claim. Do not sign anything before you understand the scope of damage.
